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FINANCE

Finance refers to the concepts of time, money and risk and how they are interrelated. Banks are the main facilitators of funding through the provision of credit, although private equity, mutual funds, hedge funds, and other organizations have become important. There are basically three types of finance: personal finance, public finance and corporate finance.

Finance used by individuals is personal finance, by governments is public finance, by businesses is corporate finance, as well as by a wide variety of organizations including schools and non-profit organizations. In general, the goals of each of the above activities are achieved through the use of appropriate financial instruments, with consideration to their institutional setting.
 
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